Makhax

One agreed number for every question your ExCo asks

We run the analytics platform for you: your data is cleaned, every metric is defined once and documented, and your executive team gets dashboards and plain-English answers that always match.

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What your institution gets

Metrics defined once

Each figure has a written definition, an owner and test cases. Dashboards and answers use that single definition, so finance and risk see the same number.

Dashboards for the board pack

Monthly trends, breakdowns by branch, product and segment, and drill-down your directors can use without an analyst.

Questions in plain English

Ask "What is PAR-30 by product?" and get the figure, its definition, the period and the exact query used to produce it.

Built for four sectors

Banking and microfinance

Loan book, PAR-30/60/90, NPL ratio, BNR classes and provisions, IFRS 9 staging, roll rates, cost of risk.

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Insurance

Written and earned premium, loss, expense and combined ratios on one premium basis, claims settlement time and backlog.

Hospitals

Bed occupancy, length of stay, claim denials, receivable days, emergency waiting times and collections.

Public institutions and SOEs

Budget absorption on a July to June fiscal year, capital and recurrent variance, revenue collection and service-level compliance.

How we handle your data

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